loans, applying for mortgages or buying a car. Your credit score and history play a huge role in your ability to access credit, and poor credit can limit your options.

However, those with bad credit can still enjoy some of the benefits of credit card use. With the right card, you can start to rebuild your credit history and score, and even get the chance to earn rewards. Here are some of the key benefits of using credit cards, even if you’ve got a bad credit history.

1. Establish a good credit history.

One of the best reasons to use a credit card if you’ve got bad credit is to start rebuilding your credit history. Your credit report keeps track of how well you pay your bills, and the history of your debt repayment is a major factor in determining your credit score. With the right card and the right repayment strategy, you can use credit cards to establish a good history.

2. Earn rewards.

You don’t have to have perfect credit to take advantage of credit card rewards. Even if you’ve got a bad credit history, some

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