useful for savvy consumers looking to maximize their spending. These bonus points or rewards can be used to earn travel rewards, cash back, discounts on merchandise, and more. With so many bonus offers available, it can be difficult to find the best cards for initial bonus out there.

For those looking to get a big bonus right off the bat, it’s important to consider features like signup bonus value, spending categories, annual fee requirements, and more. Here are some of the best credit cards for initial bonus, what they offer, and why they should be on your shopping list.

1. Chase Sapphire Preferred

With the Chase Sapphire Preferred card, you’ll receive 60,000 bonus points after you spend $4,000 on purchases in the first three months of opening an account. That's worth $750 in travel rewards when redeemed through the Chase Ultimate Rewards program. The card also earns 2X points on travel and dining purchases and 1X points on every other purchase. There is a $95 annual fee but it’s waived the first year.

2. American Express Gold Card

The American Express Gold Card offers a welcome bonus of 35,000 points after you spend $4,000 on purchases in the first three months of opening an account. Points are earned at the rate of 4X points at U.S. Supermarkets (on up to $25,000 per year, then 1X) and 3X points on flights booked directly with airlines or amextravel.com. The card also comes with a $250 annual fee.

3. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards card comes with a welcome offer of 50,000 miles after you spend $3,000 on purchases in the first three months from account opening. You’ll earn unlimited 2X miles on every purchase, which can be redeemed for any travel expense in the form of a statement credit. The card also comes with a $95 annual fee that is waived the first year.

4. Citi Premier Card

The Citi Premier Card offers a welcome bonus of 60,000 points after spending $4,000 in the first three months from opening an account. Points can be earned at the rate of 3X points per $1 spent on travel purchases (airlines, hotels, rental cars, and cruise lines), 2X points per $1 spent on gas and restaurant purchases, and 1X points per $1 on all other purchases. The card has a $95 annual fee.

Using any of the best credit cards for initial bonus can be a great way to get off to a strong financial start. Be sure to read the fine print of each card and factor in other features such as customer service, annual fee adjustments, and upgrades. Enjoy your bonus and the rewards that come with it!

Article Created by A.I.